Interestingly, you can also apply for a personal loan through Aadhaar card. Aadhaar card is the most important proof for KYC. This also serves as an address proof along with your ID proof. With the help of Aadhaar card you can get instant personal loan. For which you can apply online from home. For which you have to fill an application form and provide e-KYC proof. You do not need to submit a hard copy of any evidence.
Method of taking loan through Aadhaar card
First, log in to your bank's mobile app or website
Here you will find the option of 'Loans' in which you have to select the option 'Personal Loan' and by clicking on it you have to check the eligibility then click on 'Apply Now'.
Then you have to fill in an application form and fill in your personal information like employment and personal information.
You will then receive a call from a bank employee who will check your details and qualifications and after verification your loan will be approved.
The loan amount will be credited to your savings account shortly after approval.
List of Non-Banking Financial Companies (NBFCs) and Banks that use Aadhaar Card as Main Proof of Identity
HDFC Personal Loan
SBI Personal Loan
Indiabulls Personal Loan
ICICI Personal Loan
PNB Personal Loan
Capital First Personal Loan
Important Links
Read In Gujarati Loan On Aadhaar Card
How to get a loan
You must be under 23 years of age to apply for a loan. It is imperative that you have Indian citizenship and have a job in a public, private or multinational company. Your credit score should also be in the loan acceptance criteria. Apart from this you also have to show your minimum monthly income.
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